Once water damage has occurred in a home, the cost of containing and repairing the damage can be astronomical, and homeowners rely on insurance claims to offset some financial strain. Therefore, the water damage assessment report must be detailed and exhaustive to satisfy all legalities of the insurance policy.
Hence, it is highly recommended to enlist the guidance of a professional water damage restoration team like CLG Mold Xperts, as they are skilled enough to draft an immaculate water damage assessment report which will help in filing for the insurance claim.
Critical information to be included in the assessment report must have the following points:
- Basic details: The name on the property listing, the address of the location where the water damage has occurred, the date or period of the damage, and the probable cause of the water damage should be mentioned very clearly in the report.
- Specify water category: It is crucial to identify and note the type of water category which has caused the damage. There are three basic water categories (per the IICRC Standard for Professional Water Damage Restoration) based on the contaminant levels in the water- a) Clean Water (from water pipelines), b) Greywater (contains some amount of sewage and chemicals), and c) Blackwater (consists of sewage and organic debris). The water class ascertains the damage's extent and the cost and time required to repair it in pristine conditions.
- Document the scope of the damage: From the top of the house to the bottom, it is essential to note down the condition of all the rooms, furniture items, structural elements, personal belongings, and other things exhibiting signs of water damage. A thorough inspection of the affected premises must be done, and a complete detailed description must be included in the report to give a clear picture of the extent of the damage. This would help to determine the expected effort to be expended in the water damage restoration works. Not just the interiors of the house but the condition of the exterior structure would also need to be carefully jotted down to examine the proportion of water damage.
- Record moisture readings: It is not just the visible water damage that must be put down in the report but also that which is not noticeable to the naked eye. Porous materials like drywalls, wooden flooring, fabric panels, carpets, carpet paddings, and insulation layers soak up water. In addition, damp spots are created behind walls, ceilings, and paneling. It is difficult to judge the area and quantity of this water damage. Instruments like a digital moisture meter, infrared camera, and digital hygrometer can indicate the presence of moisture and also declare the humidity levels on the premises. These readings are crucial in determining the water damage to the house and must be included in the report. Essential information like the type of instrument and technology used to note the readings must also be mentioned to present the accuracy of the findings.
- Photograph the damage: Documenting the damage with the help of photographs is an added benefit for the claims inspector to see the proof with his own eyes. In addition, visual images aid in assessing the extent of the damage and the exact condition of the items. As a result, verifying the claim becomes faster and easier.
- Suggest remedial procedures: Based on the analysis of the extent of the water damage, the assessor must outline their recommendations for remediation and water damage restoration work to proceed. This would also include the costs, workforce, equipment, and time required to complete the job.
Why CLG Mold Xperts
It is vital that the water damage assessment report is made accurately to assist the claims process. This is why it is advisable to call in an IICRC-trained and certified team of professionals like CLG Mold Xperts in Kissimmee, FL.
Call (407) 720-4519 or Email at clgmoldxperts1@gmail.com to receive a free quote for any water damage restoration work in Kissimmee, Fl, and nearby areas.
